This is an insurance quote request for an all-terrain vehicle, snowmobile, golf cart, or motorcycle in the state of South Dakota. There is no obligation to purchase insurance by filling out this page. Also, no insurance coverage can be bound by submiting this form. If coverage is later requested, an application for insurance will need to be signed and a down payment of premium made. Any rates given are subject to the companies final review and approval. Descriptions of coverages given below are only brief general statements about some of the coverages available. |
Liability Coverage - Pays for other people's injuries and damage to their property if you cause an accident while driving your vehicle. It protects your assets in the event you are held liable for damages to others. In this example for Bodiliy Injury limits: $25,000 / $50,000 $25,000 is the bodily injury limit for each person, and $50,000 is the bodily injury limit for each accident. |
Guest Passenger - This optional liability coverage offers injury protection to anyone who might climb on the back of your bike. |
Medical Payments - Pays for medical expenses incurred by you or your passengers while occupying an insured motorcycle.
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Uninsured and Underinsured Motorists Coverage - Pays bodily injury claims for you if you are injured by a negligent uninsured motorist, hit-and-run vehicle, or a negligent driver without adequate insurance. |
Other Than Collision (Comprehensive) - Pays for damage to your cycle caused by theft, fire, windstorm, hitting an animal, glass breakage and many other non-collision occurrences. |
Collision - If your motorcycle collides with another vehicle or object, this coverage pays to repair your motorcycle. |
Deductible - The portion of the loss you must pay yourself before the insurance coverage pays. |